How does Pangea protect my money and personal information?

At Pangea, security is our top priority. We value the trust you place in us to deliver your funds safely to your loved ones, which is why we protect your money and personal data at all times. Pangea is a registered Money Transfer Service with the U.S. Department of Treasury, complying with strict state and federal regulations. We use industry-standard encryption (SSL) to protect your data, and our Payment Card Industry (PCI) compliance ensures the highest security standards for transactions. Multi-factor authentication (MFA) adds an extra layer of protection, and we continuously monitor transactions to detect and prevent fraud. We keep you informed every step of the way with real-time notifications about your transfer's status, so you always know where your money is. Our bilingual team is ready to assist whenever you need help.

How do I sign up for Pangea to send money from the U.S.?

You can sign up online or download our app. Enter your U.S. mobile number and we'll send you a 6-digit confirmation code via SMS. Verify your U.S. mobile number by entering the code and select 'Trust this device' to skip this step for the next 30 days. Follow the prompts to set a strong password for your account. Provide your email address - this helps with password recovery and ensures you receive important transfer updates and receipts.

What exchange rate will I get?

The exchange rate you receive depends on your payment method and transfer amount. Use our Exchange Rate Calculator or open our Pangea App and select the destination country. Please make sure you're logged in to your account to see your applicable exchange rate.

What transfer fees does Pangea charge?

Transfer fees vary based on the destination country and payment method. Use our Exchange Rate Calculator to see fees and rates in real time, or browse our FAQs by Country for country-specific fee details. A credit card surcharge may apply.

Where can I send and receive money with Pangea?

Pangea allows you to send money from the U.S. to 24 countries across Latin America, Asia, Africa, and Europe. Latin America: Mexico, Colombia, Guatemala, El Salvador, Honduras, and the Dominican Republic. Asia: Philippines, India, Bangladesh, Indonesia, Malaysia, Nepal, Singapore, Thailand, and Vietnam. Africa: Burkina Faso, Côte d'Ivoire, Ghana, Kenya, Senegal, and Uganda. Europe: France, Germany, and Italy.

How long does a transfer usually take to arrive?

Transfer times vary based on the payment method used. Debit or Credit Card: Most transfers arrive within minutes. Bank Account: Transfers typically take 3–4 business days to process.

What payment methods can I use for my transfer with Pangea?

Pangea offers multiple secure payment options for sending money internationally. Debit or Credit Cards: Most U.S.-issued Visa and Mastercard debit and credit cards are accepted for fast and convenient payments. Bank Account Transfers: When you pay directly with a U.S. bank account, you get a better exchange and transfers typically take as few as 3 business days.

How can my receiver get their money?

Pangea offers multiple fast and secure ways for your recipient to receive money, depending on the country: Bank Deposit - Send money directly to your receiver's bank account for a seamless transfer. Debit Card Deposit - Send money directly to a receiver's debit card for quick and easy access. Mobile Wallet - Transfer money to a mobile wallet for easy digital transactions. Cash Pickup - Your receiver can collect cash at a participating pickup location near them. Bill Payment - Send money directly to pay a bill.

How much money can I send per transaction with Pangea?

Transfer limits vary based on several factors. Please refer to our Transfer Limits FAQs for detailed information.

Send money abroad with Intelligence built in.

Fast, secure transfers with smart tools and personalized Insights that help you understand and better manage the money you send home.

Fast, secure transfers. Manage the money you send home with smart tools and Insights.

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Delivered in minutes^***

Strong rates. Low fees.

Real human support

Analyzing...

You’re 90% there.

Just a little more to reach your goal.

$500 sent to Mamá

9:15 am

MXN 9,135 Received

9:16 am

More than a money transfer

Intelligence that Builds
with Every Send

Pangea brings sending and managing money together. With every transfer, Pangea Intelligence builds a clearer picture to help you plan ahead and get more from every send.

Get Started

Pangea Intelligence features are generated automatically using your transfer activity and are not reviewed by a person.

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More Value From
Every Send

Strong rates, low fees, and personalized recommendations help every dollar go further.

Dashboard chart of money sent this month by category

Understand Your Sending at a Glance

Your Dashboard updates automatically after every send, giving you the bigger picture.

Organize Your Transfers With Purpose

See where your money goes and how your support adds up.

Set a Goal.
Track Your Progress.

Watch every transfer move you closer to what matters.

Personalized Insights, Made for You

Discover meaningful patterns and changes based on your transfer activity.

Make Your Next Send More Informed

Turn personalized Insights into smarter decisions about future sends.

How It Works

You send. Pangea builds the bigger picture.

Send screen showing 500 USD converting to 9,135 MXN

Send as usual

Choose your receiver, amount, and delivery method. See your exchange rate and transfer fee before you confirm.

Choose what your transfer supports

Tag a transfer in a few taps and set a Goal for what you’re working toward.

Let Pangea Intelligence do the work

Your Dashboard updates after every send, while AI-powered Insights highlight meaningful patterns.

Send as usual

Choose your receiver, amount, and delivery method. See your exchange rate and transfer fee before you confirm.

Choose what your transfer supports

Tag a transfer in a few taps and set a Goal for what you’re working toward.

Let Pangea Intelligence do the work

Your Dashboard updates after every send, while AI-powered Insights highlight meaningful patterns.

Your information, protected.

Your decisions, always yours.

Privacy built in

Pangea is designed to protect your personal and transfer information at every step.

You stay in control

Pangea Intelligence provides relevant information. You decide when, where, and how much to send.

Secure and regulated

Pangea is licensed and regulated, with encryption and monitoring to help protect every transfer.

Trusted by millions. Billions delivered worldwide.

“The easiest app to send funds with great exchange rates for Mexico. Highly recommended!”

Iván

Verified Customer

Join Millions of Customers

Your process is fast, simple, and convenient. Thank you! Your service has been a huge help to my family 😊

Bianca

Verified Customer

This company implements security measures that effectively prevent any potential hacking of my account. The transfers are made very quickly. Also, Love the rates!

Dakila

Verified Customer

I just started using Pangea a few months ago, but it has been great, the money is transferred so fast, I don´t have to wait as with other transfer companies, and the best part is they offer a little more exchange for your dollars.

Vilma Salcedo

Verified Customer

I've sent money through other apps, but I didn't like that they even require you to provide a utility bill in your name. Pangea, on the other hand, makes sending money much easier.