How does Pangea protect my money and personal information?

At Pangea, security is our top priority. We value the trust you place in us to deliver your funds safely to your loved ones, which is why we protect your money and personal data at all times. Pangea is a registered Money Transfer Service with the U.S. Department of Treasury, complying with strict state and federal regulations. We use industry-standard encryption (SSL) to protect your data, and our Payment Card Industry (PCI) compliance ensures the highest security standards for transactions. Multi-factor authentication (MFA) adds an extra layer of protection, and we continuously monitor transactions to detect and prevent fraud. We keep you informed every step of the way with real-time notifications about your transfer's status, so you always know where your money is. Our bilingual team is ready to assist whenever you need help.

How do I sign up for Pangea to send money?

You can sign up online or download our app. Enter your U.S. mobile number and we'll send you a 6-digit confirmation code via SMS. Verify your U.S. mobile number by entering the confirmation code and select 'Trust this device' to skip this step for the next 30 days. Follow the prompts to set a strong password for your account. Enter your email address - this helps with password recovery and ensures you receive important transfer updates and receipts.

How do I send money to Mexico with Pangea?

Once you've signed up for free, you can start sending money in just a few steps. Enter the Amount to Send - Choose how much money you'd like to send. We'll always show you the current exchange rate and the fee (if any) upfront, so you know exactly what you're paying and how much your recipient will receive. Add the Receiver - Enter the full name and city of the person who will receive the money. Make sure the name(s) and last name(s) match EXACTLY how they appear on their government-issued ID or bank account. Choose a Delivery Method - Select the delivery method that works best for your receiver. Confirm and Send - Review payment and delivery details to send securely in seconds. You can track your transfer in real time and get instant updates through the Pangea app or website.

What payment methods can I use for my transfer to Mexico?

Pangea offers different secure payment options for sending money to Mexico. Most U.S.-issued Visa and Mastercard debit and credit cards are accepted for fast and convenient payments. When you pay directly with a U.S. bank account, you get a better exchange and transfers typically take as few as 3 business days.

How can my recipient receive money in Mexico?

Pangea offers multiple fast and secure delivery options so your recipient can get their money the way they prefer. Cash Pickup: Your recipient can pick up cash at thousands of locations across Mexico, including Elektra, Oxxo, Bancoppel, Farmacias Guadalajara, Walmart, Bodega Aurrera and more. Bank Deposit: Send money directly to a bank account using a CLABE number. Debit Card Deposit: Send money to a Mexican debit card using the 16-digit card number. Mobile Wallet: Send money to supported mobile wallets for quick access. Bill Payment: Directly pay bills from select Mexican utility companies.

What is the transfer fee when I send money to Mexico?

Pangea shows the full fee upfront before you send, so there are no surprises. Fees vary based on your payment method and delivery option: Bank Deposit: $1.95 USD, Debit Card Deposit: $1.95 USD, Mobile Wallet: $1.95 USD, Cash Pickup: $3.95 USD, Bill Pay: $2.95 USD. No Transfer Fee for new customers. Credit Card Surcharge and fees may change.

How can I track my transfer?

You can track your transfer with real-time transfer updates. On the website: Click on 'Activity' at the top of the screen. In the mobile app: Tap on 'Activity' at the bottom of the screen. You can view transfers In Progress or Completed.

How long does a transfer usually take to arrive in Mexico?

In most cases, transfers paid with a debit or credit card are available within minutes. If you pay with your bank account, it may take 3–4 business days for the money to arrive. Additionally, each cash pickup location may have different pickup times. Delays may happen if we need additional information from you or if there are any issues at the receiving location.

Send Money to
Mexico from the U.S.

Send money quickly and affordably with a special New Customer Rate* and $0 Transfer Fee** on your first transfer.

Fast, secure transfers. Great rates, low fees.

Instant delivery available

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A First-Time Rate You Can Use
‍More Than Once

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Special New Customer Rate

Get a New Customer Rate* on your first $500 in transfers

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Use It Your Way

Send all at once or split it across multiple transfers until the full $500 USD is used.

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$0 Transfer Fee

Enjoy $0 Transfer Fee** on your first transfer with us.

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$100 USD sent
for Groceries

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MXN 1,800
received by Mamá

More Pesos.
Every Time.

When you send money to Mexico, what matters most is what arrives. Pangea helps more of your money make it home, so every transfer goes further.

Strong exchange rates that maximize what arrives

Transparent pricing you can trust

Better rates as you send more^†

See Pricing

Send Money to Mexico in 3 Simple Steps

Sending money with Pangea is quick and secure.

Get Started

01. Enter the Amount

See your exchange rate, fees, and how much your receiver will get.

Currency exchange interface showing sending 500 USD with exchange rate 17.69 and zero transfer fee to receive 8,845 MXN for illustrational purposes.

02. Add Your Receiver

Enter your receiver’s details and choose how they’ll receive the money and how you'll pay for the transfer.

App interface titled 'Add New Receiver' with input fields for receiver first name filled with 'Carlos' and empty receiver last name field with placeholder text 'Enter last name(s)'.

03. Send & Track

Confirm the details and send your transfer. Track it in real time.

App interface for a transfer successfully completed with a breakdown showing 500 USD total: 100 USD for groceries and 400 USD for medical expenses.

Ways to Send

Debit Card

Fast transfers with instant delivery.

Credit Card

Send instantly with the flexibility to pay later.

Bank Account

Better rates with delivery in 3–4 business days.

Ways to Receive

Cash Pickup

Instant access at trusted locations across Mexico.

Bank & Debit Card Deposit

Secure transfers sent directly to a bank account or debit card.

Mobile Wallet

Funds delivered directly to a supported mobile wallet.

Bill Payment

Pay select Mexican utility bills directly.

Manage All Your Transfers in
One Dashboard

Get a clear view of your transfers over time, all in one organized dashboard built to help you stay in control.

Bar chart showing monthly amounts from March ($100) to August ($1,200), with August amount highlighted in gold and bold text.

Stay on Top of Your Sending

Track monthly activity and understand your patterns at a glance.

Dashboard illustration showing total amount sent this month as $2,450 with a button labeled "View your categories".

See Everything in One Place

Transfers, totals, receivers, all organized in a single view.

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Plan Ahead with Confidence

Know where your money goes so you can budget and send smarter.

View Your Dashboard

Trusted by People Sending Money to Mexico

“The process is so easy and my money transfer was completed within minutes. A fast and easy way for us to send money to our family in Mexico.”

Jaime

Verified Customer

Join Millions of Customers

The selection of cash pickup locations is great. There is always somewhere near for your loved ones to pick up their cash. The cash is usually also available immediately.