Whether you’re covering ongoing monthly needs or working toward a major milestone back home, Pangea Goals helps you see how your transfers contribute to what matters.

To celebrate Pangea Goals, we’re giving eligible customers a chance to win a $10 or $50 USD Pangea bonus that can be applied to a future eligible transfer.

During each weekly drawing period, 50 potential winners will be selected at random:

• Ten winners will each receive a $50 USD Pangea bonus
• Forty winners will each receive a $10 USD Pangea bonus‍

When redeemed, the bonus will be added to the amount sent to your receiver on an eligible transfer. Redemption requirements and expiration details are provided in the Official Rules.

NO PURCHASE OR TRANSFER IS NECESSARY TO ENTER OR WIN. A PURCHASE OR TRANSFER WILL NOT INCREASE YOUR CHANCES OF WINNING. See the Official Rules below for eligibility requirements, entry periods, prize details, and complete terms.

How to Enter 

Eligible customers can enter through the Pangea app or by mail. See the Official Rules for complete entry requirements.

Option 1: Digital Entry (Send & Categorize)

Action: Log in to the Pangea app and complete either of the following actions during the Sweepstakes Period:

1. Create a new Goal: Set up a Monthly Goal for ongoing needs, such as rent or groceries, or a Project Goal for a larger plan, such as tuition or building a home.
2. Link a transfer: Assign an eligible transfer to an existing Goal.

Weekly Deadline: The digital action (creating a Goal or linking a transfer) must be completed before October 31, 2026, at 11:59 PM CT.

Eligibility: Actions must be completed in the app between October 13 and October 31, 2026.

Exclusions: A linked transfer that is declined, canceled, reversed, or subject to a chargeback will not qualify as a valid entry.

Entry Limit: You can earn up to one (1) entry per day by creating a Goal or linking a transfer during the sweepstakes period. Please note there is a limit of one win per person, per week.

Option 2: Mail-In Entry (Alternate Method of Entry – No Purchase Necessary)

To enter without completing a transfer, hand-print the full name, physical mailing address, email address, phone number, and date of birth on a plain 3”x 5” card.

Account Matching: The name, physical address, and phone number provided must exactly match the information associated with your registered Pangea account.

Mailing Instructions: Mail the card in a separate, stamped outer envelope to: Pangea Money Transfer, c/o Enova International, Inc., 175 W. Jackson Blvd, Suite 600, Chicago, IL 60604.

Receipt Deadline: Entries are valid for the weekly drawing on the date they are physically received by Pangea during the campaign. 

Entry Limit: You can submit as many mail-in entries as you like! Just make sure each individual entry is mailed in its own separate, stamped envelope. Please note that there is a limit of one win per person per week.‍

OFFICIAL RULES: THE PANGEA DASHBOARD WEEKLY SWEEPSTAKES. 

I. SPONSOR 

• This Sweepstakes is being sponsored by Pangea USA, LLC, located at 175 W. Jackson Blvd, Suite 600, Chicago, IL 60604.

II. ELIGIBILITY 

• This Sweepstakes is open to legal residents of Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming, and the District of Columbia.
• Entrants must be at least 18 years of age or older at the time of entry.
• Participants must possess an active, registered Pangea account in good standing (active and verified) to be eligible to participate.
• Employees of Pangea USA, LLC, its parent company Enova International, Inc., their respective affiliates, subsidiaries, advertising and promotion agencies, and immediate family members are not eligible.

III. AGREEMENT TO OFFICIAL RULES 

• Participation in the Sweepstakes constitutes the entrant's full and unconditional agreement to these Official Rules and the decisions of the Sponsor, which are final and binding.
• Receiving a bonus in this Sweepstakes is contingent upon being compliant with these Official Rules and fulfilling all other requirements set forth herein.

IV. SWEEPSTAKES PERIOD 

• The Sweepstakes begins on October 13, 2026, at 12:00 AM CT and ends on October 31, 2026, at 11:59 PM CT.
• Entries submitted before or after the Sweepstakes Period will be disqualified.

V. ENTRY METHODS 

• Method 1: Online (App Goal Creation or Transfer Linking): Log into the Pangea app and complete either action: (a) create a new Goal, or (b) link a money transfer to an existing Goal before 11:59 PM CT on October 31, 2026. Each completed digital action earns one (1) entry into that week’s drawing, subject to the daily limit. Canceled, declined, or reversed transfers are void and ineligible for entry when linked. 
• Method 2: Mail-in: On a 3"x 5" card, hand-print or type your full name, physical mailing address, phone number, date of birth, and email address. Mail the card in a separate, stamped outer envelope to: Pangea USA, LLC, 175 W. Jackson Blvd, Suite 600, Chicago, IL 60604. The full name, physical address, and phone number provided must exactly match the information associated with the entrant’s registered Pangea account. Each entry must be mailed separately and physically received by Sponsor by 11:59 PM CT on October 31 (please mail early to ensure arrival by this date).
• Limit: Entrants may earn up to one (1) entry per day during the Sweepstakes Period, provided each entry is a separate action (Method 1) ) or mailed in a separate, stamped outer envelope (Method 2). However, each person can only win once per week. 
• No purchase is necessary to win. A purchase does not enhance an entrant's chances of receiving a bonus.

VI. BONUSES 

• Fifty (50) bonuses will be awarded weekly: Ten (10) $50 USD Pangea bonus and forty (40) $10 USD Pangea bonuses. 
• Bonuses are non-transferable and have no cash value. They cannot be combined with other promotional offers or rewards. If a person wins multiple times (once per week), each bonus has to be used on separate transactions. 
• All bonuses expire on November 30, 2026, at 11:59 PM CT. Any unused portion after this date will be forfeited.

VII. BONUS DRAWING 

• Drawing Schedule: Drawings  take place on Monday, October 19, October 26 and November 2. Entries are valid only for the weekly drawing on the week they are submitted/received and do not roll over to future drawings.

VIII. WINNER NOTIFICATION 

• Potential winners will be notified via SMS and email as soon as the bonus is ready to be used in the app. 
• Once a winner is selected, the Pangea bonus will be added to their account and automatically applied to the total amount of their next transfer.
• If a winner is selected multiple times, each bonus has to be used on a separate transfer. 

IX. GENERAL TERMS AND CONDITIONS 

• Sponsor reserves the right, in its sole discretion, to cancel, terminate, modify, or suspend the Sweepstakes at any time for any reason. 
• Sponsor reserves the right to disqualify any individual it finds to be tampering with the entry process or the operation of the Sweepstakes.

X. RELEASE AND LIMITATIONS OF LIABILITY 

• Entrants agree to release and hold harmless the Sponsor from any claim arising out of participation in the Sweepstakes or receipt/use of a bonus. 
• Sponsor is not responsible for technical errors, hacking, security breaches, or unauthorized human intervention that may corrupt the administration or integrity of the Promotion.

XI. DISPUTES 

• All disputes shall be resolved individually, without resort to class action, and exclusively by the appropriate court located in Chicago, Illinois. 
• These rules are governed by and constructed in accordance with the laws of Illinois.

FAQs

• What are Pangea Goals?

Pangea Goals turn your money transfers into visual progress toward specific targets back home,whether you’re covering ongoing Monthly Goals (like rent or groceries) or building toward long-term Project Goals (like tuition, medical expenses, or building a home). Setting a Goal lets you watch your progress bar grow with every send.

• How do I create a Pangea Goal?

Creating a Goal takes just a few steps in the app:

1. Open the Dashboard or Goals tab in your Pangea app.
2. Select Set a Goal (or the + icon).
3. Name your Goal, set a target amount in your receiver’s currency, and choose a custom icon if you’d like.

• How do I add a transfer to my Goal?

You can add transfers while your Goal is In Progress in two ways:

• After sending money: If you have an active Goal in the same receiving currency, you will see an option to link the transfer from the post-transfer screen.
• From your Goal details: Open your active Goal, select Add transfers to Goal, and choose the transfers you want to link.

You cannot add transfers after a Goal has been completed.

• Is there a way to enter the sweepstake without sending a transfer?

Yes! We want everyone to work toward their financial milestones with us. You can enter for free by mailing a 3"x 5" card with your account details to our Chicago office between October 13 and October 31, 2026. Please see the 'How to Enter' section above for the specific mailing address and requirements.

• Does linking multiple transfers on the same day get me more entries?

No. Entry earned through digital actions (creating a Goal or linking a transfer) is capped at one (1) entry per day. While you can link multiple transfers in a single day to keep your Goal progress bar accurate, only the first qualifying action each day earns an entry for that week's drawing.

• Can I link past transfers to my Goal to earn entries?

While you can link past transfers to your Goal in the app to build your historical progress, entries into the sweepstakes are earned when a qualifying action (creating a Goal or linking a transfer) is completed between October 13 and October 31, 2026.

• Is there a limit to how many entries I can earn?

You can earn up to one (1) entry per day during the sweepstakes period across all entry methods! Each day you create a Goal or link a transfer in the app—or each separate mail-in entry card received—counts as one entry for that week's drawing.

• Can I win more than once?

Yes, but only once per week! You can continue to boost your luck by earning daily entries every week during the campaign. Winning in Week 1 does not prevent you from earning entries and winning again in Week 2.

• When is my entry valid and does it roll over?

Digital entries are valid only for the weekly drawing for the week the Goal is created or linked (before 11:59 PM CT on Sunday). Mail-in entries are valid for the week they are physically received. Entries do not roll over to future weekly drawings. This ensures a level playing field for everyone every single week!

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DISCLAIMER – This content is for informational purposes only. Pangea and its affiliates do not provide financial, legal, investment or tax advice.