Managing your money transfers with the Pangea Dashboard gives you a clear, all-in-one view of how your support adds up over time. In celebration of Hispanic Heritage Month, Pangea is hosting a special sweepstakes from September 16 through September 27, 2026, offering opportunities to receive a Pangea bonus applied to a future transfer during this timeframe.

To enter, simply complete a transfer and categorize it in the Pangea app or submit a mail-in entry to enter for a chance to win a $10 USD or $50 USD bonus on your next transfer during September 16 through September 27, 2026. Please note that only new transfers made and categorized during the sweepstakes period are eligible; categorizing past transfers will not qualify as an entry. See more details on the section ‘How to enter’.

Each week from September 16 to September 27, 2026, we will randomly select 50 winners: ten winners receive a $50 USD Pangea bonus on their next transfer, and forty winners each receive a $10 USD Pangea bonus on their next transfer. The bonus will be added to the transfer amount you send to a receiver. For example, if a customer sends $50 and wins a $50 bonus, the $50 bonus will be added to the transfer amount, increasing the total amount of the transfer to $100.

No purchase or transaction is necessary to enter or win. A purchase will not increase your chances of winning. See below ‘Official Rules’ for full details on how to participate.

How to Enter 

Participating is simple. Customers can enter digitally or by mail. Both entry methods have equal odds of winning.

Option 1: Digital Entry (Send & Categorize)

Action: Initiate a money transfer via the Pangea app and assign a "Category" (e.g., Groceries, Medical, School Expenses) to that specific transfer.

Weekly Deadline: Both the transfer and the categorization must be completed before September 27 at 11:59 PM CT.

Eligibility: The transfer must be successfully completed between September 16 and September 27, 2026.

Exclusions: Any transactions subject to a payment decline, cancellation, or chargeback are void and do not qualify as a valid entry.

Entry Limit: There is no limit to the number of entries you can earn each week! Each unique, successfully completed, and categorized transfer counts as one entry. Please note that while you can enter multiple times, there is a limit of one win per person, per week.

Option 2: Mail-In Entry (Alternate Method of Entry – No Purchase Necessary)

Action: To enter without completing a transfer, hand-print the full name, physical mailing address, email address, phone number, and date of birth on a plain 3”x 5” card.

Account Matching: The name, physical address, and phone number provided must exactly match the information associated with your registered Pangea account.

Mailing Instructions: Mail the card in a separate, stamped outer envelope to: Pangea Money Transfer, c/o Enova International, Inc., 175 W. Jackson Blvd, Suite 600, Chicago, IL 60604.

Receipt Deadline: Entries are valid for the weekly drawing on the date they are physically received by Pangea during the campaign. 

Entry Limit: You can submit as many mail-in entries as you like! Just make sure each individual entry is mailed in its own separate, stamped envelope. Please note that there is a limit of one win per person per week.

OFFICIAL RULES: THE PANGEA DASHBOARD WEEKLY SWEEPSTAKES. 

I. SPONSOR 

• This Sweepstakes is being sponsored by Pangea USA, LLC, located at 175 W. Jackson Blvd, Suite 600, Chicago, IL 60604.

II. ELIGIBILITY 

• This Sweepstakes is open to legal residents of Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming, and the District of Columbia.
• Entrants must be at least 18 years of age or older at the time of entry.
• Participants must possess an active, registered Pangea account in good standing (active and verified) to be eligible to participate.
• Employees of Pangea USA, LLC, its parent company Enova International, Inc., their respective affiliates, subsidiaries, advertising and promotion agencies, and immediate family members are not eligible.

III. AGREEMENT TO OFFICIAL RULES 

• Participation in the Sweepstakes constitutes the entrant's full and unconditional agreement to these Official Rules and the decisions of the Sponsor, which are final and binding.
• Receiving a bonus in this Sweepstakes is contingent upon being compliant with these Official Rules and fulfilling all other requirements set forth herein.

IV. SWEEPSTAKES PERIOD 

• The Sweepstakes begins on September 16, 2026, at 12:00 AM CT and ends on September 27, 2026, at 11:59 PM CT.
• Entries submitted before or after the Sweepstakes Period will be disqualified.

V. ENTRY METHODS 

• Method 1: Online (App Transaction & Categorization): Successfully initiate a money transfer via the Pangea app and assign a "Category" to that specific transfer before 11:59 PM CT on Sunday, September 27. Each unique categorized transfer earns one (1) entry into that week’s drawing. Canceled, declined, or reversed transfers are void.
• Method 2: Mail-in: On a 3"x 5" card, hand-print or type your full name, physical mailing address, phone number, date of birth, and email address. Mail the card in a separate, stamped outer envelope to: Pangea USA, LLC, 175 W. Jackson Blvd, Suite 600, Chicago, IL 60604. The full name, physical address, and phone number provided must exactly match the information associated with the entrant’s registered Pangea account. Each entry must be mailed separately and physically received by Sponsor by 11:59 PM CT on September 27 (please mail early to ensure arrival by this date).
• Limit: There is no limit to the number of entries an entrant may earn, provided each is a separate transaction (Method 1) or mailed in a separate, stamped outer envelope (Method 2). However, each person can only win once per week. 
• No purchase is necessary to win. A purchase does not enhance an entrant's chances of receiving a bonus.

VI. BONUSES 

• Fifty (50) bonuses will be awarded weekly: Ten (10) $50 USD Pangea bonus and forty (40) $10 USD Pangea bonuses. 
• Bonuses are non-transferable and have no cash value. They cannot be combined with other promotional offers or rewards. If a person wins multiple times (once per week), each bonus has to be used on separate transactions. 
• All bonuses expire on October 31, 2026, at 11:59 PM CT. Any unused portion after this date will be forfeited.

VII. BONUS DRAWING 

• Drawing Schedule: Drawings take place on Monday, September 21st and Monday, September 28. Entries are valid only for the weekly drawing in the week they are submitted/received and do not roll over to future drawings.

VIII. WINNER NOTIFICATION 

• Potential winners will be notified via SMS and email as soon as the bonus is ready to be used in the app. 
• Once a winner is selected, the Pangea bonus will be added to their account and automatically applied to the total amount of their next transfer.
• If a winner is selected multiple times, each bonus has to be used on a separate transfer. 

IX. GENERAL TERMS AND CONDITIONS 

• Sponsor reserves the right, in its sole discretion, to cancel, terminate, modify, or suspend the Sweepstakes at any time for any reason. 
• Sponsor reserves the right to disqualify any individual it finds to be tampering with the entry process or the operation of the Sweepstakes.

X. RELEASE AND LIMITATIONS OF LIABILITY 

• Entrants agree to release and hold harmless the Sponsor from any claim arising out of participation in the Sweepstakes or receipt/use of a bonus. 
• Sponsor is not responsible for technical errors, hacking, security breaches, or unauthorized human intervention that may corrupt the administration or integrity of the Promotion.

XI. DISPUTES 

• All disputes shall be resolved individually, without resort to class action, and exclusively by the appropriate court located in Chicago, Illinois. 
• These rules are governed by and constructed in accordance with the laws of Illinois.

FREQUENTLY ASKED QUESTIONS (FAQ)

What is the Pangea Dashboard?

It is a new feature that brings your completed transfers together into clear summaries so you can see your sending history in one place. You can access your Dashboard by tapping the Dashboard tab in the Pangea app. By adding categories and relationships, you give the Dashboard the context it needs to show what your money is supporting. For more information, read our full Introduction to the Pangea Dashboard.

What is categorization?

Categorizing is assigning a specific purpose to your transfer. By selecting available categories like Groceries, Medical, School Expenses, or any of our other category options, you enable the Dashboard to show exactly how your money is helping back home. You can select multiple categories per transfer to ensure your summaries and charts accurately reflect your sending habits.

How can I categorize my transfer?

After you send a transfer, you’ll see a confirmation message — “Your money is on its way!” and the Transfer Code.
From there, you can choose to add a category to tell us more about your transfer. This step is optional. If you skip categorization, you can still add it later from the Activity tab.
Adding these details helps make your Dashboard more useful — showing who you send to most and where your money goes over time.

Is there a way to enter the sweepstake without sending a transfer?

Yes! We want everyone to celebrate Hispanic Heritage Month with us!. You can enter for free by mailing a 3x5” card with your details to our Chicago office from September 16 to September 27, 2026]. Please see the How to Enter section above for the specific mailing address and requirements.

Does selecting multiple categories get me more entries?

No. While you can select multiple categories per transfer to ensure your charts are accurate, each categorized transfer counts as one entry, regardless of how many labels you apply to it.

Can I categorize old transfers to earn entries?

No. You can only categorize transfers made between September 16 and September 27, 2026.

Is there a limit to how many entries I can earn? 

There is no limit! You can continue to boost your luck by categorizing every eligible transfer or by submitting multiple mail-in entries. To be counted for a specific week’s drawing, your categorization action (Method 1) or your mail-in envelope (Method 2) must be completed or received by 11:59 PM CT.

Can I win more than once?

Yes, but only once per week! You can continue to boost your luck by categorizing every eligible transfer or by submitting multiple mail-in entries. For each separate, unique transfer categorized (regardless of how many categories you select for that specific transfer) or each separate mail-in entry envelope received, you will earn one (1) entry for that same week's drawing.

When is my entry valid and does it roll over?

Digital entries are valid only for the weekly drawing for the week the transfer is sent and categorized (before 11:59 PM CT on Sunday, September 27). Mail-in entries are valid for the week they are received. Entries do not roll over to the next week. This ensures a level playing field for everyone every single week!

DISCLAIMER – This content is for informational purposes only. Pangea and its affiliates do not provide financial, legal, investment or tax advice.